Terms and Conditions

Carla Kroeker - Online Business Manager
Last Updated: 2025-09-26

Welcome to Carla Kroeker - Online Business Manager. By visiting and using www.carlakroeker.com (hereinafter the “website”), you agree to be bound by these Terms and Conditions, including our Disclaimer and Privacy Policy. The term "you" refers to anyone who uses, visits, and/or views our website. Carla Kroeker (Carla Kroeker - Online Business Manager) (“company”, “I”, “we” or “us”) reserves the right to amend or modify these terms and conditions in its sole discretion at any time without notice and by using the website, you accept those amendments. It is your responsibility to periodically check the website for updates.Please take a moment to review and understand these terms. If you do not wish to be bound by these Terms and Conditions, kindly refrain from accessing or using our website.

Age and Use Limitation

Privacy Policy

All information and content on Carla Kroeker - Online Business Manager are intended for individuals over the age of 18. Children, as defined in our Privacy Policy, are prohibited from using this website.

We are committed to respecting the privacy of your personal information. Your acceptance of our Privacy Policy is an integral part of these Terms and Conditions. Please review our Privacy Policy for more information.

All content on Carla Kroeker - Online Business Manager, including text, logos, graphics, videos, and materials (collectively, the "Content"), is owned by us and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited revocable license to use the Content for your personal, non-commercial, informational, and educational purposes. Copying, distributing, reproducing, or selling any part of the Content without our prior written consent is strictly prohibited.

User Content and Lawful Use

Third-Party Links

Our website may contain links to third-party websites for your convenience. Please note that we do not own or control these websites, and once you leave our site, you are no longer bound by our Terms and Conditions. We are not responsible for the accuracy or content of third-party websites.

Use of Our Products

We may offer both free and paid products on our website. All products and content are protected by copyright laws, and you are granted a limited license for personal use only. Copying, reselling, or redistributing any of our products without our written consent is strictly prohibited.

Termination

We reserve the right to refuse, restrict, or terminate your access to our website at any time and without notice.

No Refunds

Due to the digital nature of our products, all sales are final, and no refunds will be issued.

No Warranties

We provide all content, information, products, and services on an "as is" and "as available" basis without any warranties, express or implied.

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Limitation of Liability

We and our affiliates shall not be liable for any direct, indirect, or consequential damages resulting from your use of our website and its content.

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or liabilities arising from your actions, use of the website, or violation of these Terms and Conditions.

Entire Agreement

These Terms and Conditions, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Carla Kroeker - Online Business Manager.

Severability

If any provision in these Terms and Conditions is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

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MANDATORY ARBITRATION AND GOVERNING LAW

Any dispute, claim, or controversy arising out of or relating to your use of this website, including our products/services, shall be governed by and construed in accordance with the laws of Canada and the province of British Columbia.

You expressly waive your right to bring any legal claims, now or in the future, against Carla Kroeker - Online Business Manager in any court. Instead, you agree to resolve any disputes or claims through mandatory arbitration in the province of British Columbia. You shall bear the full cost of arbitration as permitted by law. Your good faith participation in arbitration is a condition precedent to pursuing any other legal or equitable remedies available, such as litigation or any other legal procedure.

In the event of a legal claim initiated after the required arbitration, the prevailing party shall be entitled to recover reasonable attorney's fees and other costs associated with the legal action. You agree to consent and submit to the jurisdiction of the courts in the province of British Columbia for the purpose of enforcing the arbitration award or for any other legal proceedings.

By using our website, you agree to these mandatory arbitration provisions and that they shall be binding upon you and any party claiming through you.

Disclaimer

Your acceptance of our Disclaimer is also part of these Terms and Conditions. We encourage you to read the Disclaimer for more information.

Intellectual Property

By providing content or information to us through our website, you warrant that you have the necessary rights to use and distribute that content. You grant us a royalty-free, perpetual, irrevocable, non-exclusive right and license to use, publish, and reproduce any content you provide for any purpose.

You agree not to upload, post, or submit any content that violates the rights of others, encourages criminal conduct, distributes harmful information, or disrupts website operations. Your use of Carla Kroeker - Online Business Manager must be lawful, and you shall be solely responsible for any violations.