Disclaimer
Carla Kroeker - Online Business Manager
Last Updated: 2025-09-26
Carla Kroeker - Online Business Manager ("we," "us," or "our") provides general educational information on various topics on this website as a public service, which should not be construed as professional, financial, real-estate, tax, or legal advice. The content provided on this website is intended for informational purposes only and represents my personal advice.
The term “you” refers to anyone who uses, visits, and/or views the website.
Please read this Disclaimer carefully, as we reserve the right to modify it at any time without notice. By visiting and using this website, you accept and agree to be bound by this Disclaimer along with our Terms and Conditions and Privacy Policy. Your continued use of our website, programs, products, and/or services constitutes your acceptance of future changes and updates to this Disclaimer. If you do not wish to be bound by this Disclaimer, you must refrain from accessing or using our website.
Affiliate / Third-Party Links Disclosure and Disclaimer
From time to time, we may partner with other businesses or participate in affiliate marketing programs that promote or advertise products or services on the website in exchange for commissions and/or financial rewards when you click and/or purchase through our affiliate links. When you make a purchase through our affiliate links, we may receive a commission at no extra cost to you.
Additionally, we may recommend products, services, coaches, and consultants based on our personal experiences, but such references are not intended as endorsements or guarantees of the accuracy of the information provided. It is your responsibility to conduct your own due diligence to ensure you obtain complete, accurate information about the products, services, coaches, and consultants we recommend.
While we provide these affiliate links for your convenience, we have no control over the content of external websites and cannot be held liable or responsible for any content presented on those sites or any damages resulting from them. This disclosure policy applies to all affiliate links we share on our website, social media, emails, programs, products, and any other means of communication with you.
Earnings Disclaimer, Testimonials, and Other Disclaimers
We may disclose income reports and success results of current or former customers, including product reviews and testimonials on the website. These reports, reviews, and testimonials are accurate and strictly for informational purposes only.
We share this information as examples, but it does not serve as a guarantee or promise of any kind for your results and successes if you decide to use the same information, reviews, products, services, tips, and techniques offered here. Individual performance varies, and your results will depend on your personal circumstances, abilities, experience, and skills. We are not liable for any successes or failures directly or indirectly related to the information, reports, reviews, products, and/or services presented on this website.
Sponsored Posts / Reviews Disclaimer
From time to time, we may include sponsored blog posts on our website for products or services we recommend based on our personal experiences or use. We may also provide reviews of various products, services, and other resources for informational purposes only. We may receive incentives, discounts, compensation, or free products in exchange for our reviews and sponsored content. All reviews and sponsored posts are our honest opinions made in good faith.
We encourage you to perform your own due diligence and research before relying on any sponsored content or reviews. Your decisions and purchases from affiliate links, sponsored content, and reviews are solely your responsibility, and we are not liable for any outcomes related to them.
Copyright © Carla Kroeker - Online Business Manager. All rights reserved. For any questions, please contact us at carla@carlakroeker.com
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General Disclaimer
All content and information provided on this website, including our programs, products, and/or services, is for informational and educational purposes only and does not constitute professional advice of any kind. Your use of this website does not establish any kind of professional-client relationship. To form a professional-client relationship, you must expressly enter into a written agreement with us, which includes our fee structure and other terms, to work with you in a specific matter. While we strive to provide accurate general information, the content presented here is not a substitute for seeking professional advice tailored to your specific needs and circumstances. Always consult a qualified professional in the relevant area before making any professional, legal, financial, or tax-related decisions.
Disclaimer Regarding the Use of Artificial Intelligence (AI)
- Limited Liability: While we strive to provide accurate and reliable information through the use of AI, the results and outcomes generated by AI technologies may not always be perfect or error-free. Therefore, you understand and accept that the use of AI is provided on an "as is" and "as available" basis. We do not warrant or guarantee the accuracy, completeness, or reliability of the AI-generated content, suggestions, or outcomes.
- No Warranty: We make no representations or warranties regarding the results obtained from AI technologies, and we disclaim any implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement. The use of AI is solely at your own risk, and we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or related to the use of AI.
- Not Professional Advice: AI-generated content, recommendations, and outcomes are intended for informational purposes only and should not be considered as professional advice. Any decisions made based on AI-generated information should be independently verified and evaluated by you. We recommend seeking professional advice or assistance when necessary.
- User Responsibility: You are responsible for the use and interpretation of AI-generated content. We do not assume responsibility for any actions or decisions taken based on such content. You agree to hold us harmless and free from any liability arising from the use of AI technologies.
- Technical Limitations: AI technologies have inherent limitations and may not take into account all factors or variables that a human expert might consider. We do not guarantee the performance or suitability of AI for specific tasks or purposes.
- Third-Party AI Services: In some cases, we may utilize AI services or tools provided by third-party vendors. These services may have their own terms, privacy policies, and limitations. You acknowledge that we do not control the functioning of third-party AI services, and we disclaim any liability arising from their use.
- Updates and Modifications: We reserve the right to modify or discontinue the use of AI technologies at any time, with or without notice. We may also update or improve AI algorithms and processes without prior notification.
By continuing to use our services and interact with our website, you agree to release, indemnify, and hold us harmless from any and all claims, demands, losses, liabilities, and expenses (including legal fees) arising out of or in connection with the use of AI technologies. This includes any claims or disputes related to the accuracy, reliability, or performance of AI-generated content.
Please note that this disclaimer applies solely to the use of AI and does not affect any other terms and conditions set forth in our agreement.
If you do not agree with this AI disclaimer, we advise you to refrain from using our services and website features that involve the use of AI.
Limitation of Liability
Under no circumstances shall we and/or our officers, employees, successors, shareholders, joint venture partners, or anyone else working with us be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary, or any other damages resulting from your use of this website, including all content, information, products, services, and graphics presented here.
You expressly agree that your use of the website is at your sole risk, and you are solely responsible for the accuracy of the personal and any information you provide, the outcome of your actions, personal and business results, and all other use in connection with the website.
We shall not be liable for any errors or omissions on the website, delays or denials of products or services, failure of performance of any kind, interruption in the operation and use of the website, website attacks including computer viruses, hacking of information, and any other system failures. We shall not be liable for any loss of income, use, data, revenue, profits, business, or any goodwill related to the website, or any theft or unauthorized access of your information from the website.
This limitation of liability applies whether such liability arises from negligence, breach of contract, tort, or any other legal theory of liability. We provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you.
No Warranties
All content, information, products, and/or services on the website are provided on an "as is" and "as available" basis without any representations or warranties of any kind. We make no warranties, express or implied, regarding the content, information, materials, products, and/or services provided on this website. We disclaim all warranties, including but not limited to merchantability or fitness for any purpose, to the fullest extent permitted by law.
Indemnification
You agree to indemnify and hold us and/or our officers, employees, successors, shareholders, joint venture partners, or anyone else working with us harmless from all losses, claims, damages, demands, actions, suits, proceedings, or judgments, including costs, expenses, and reasonable attorneys’ fees ("Liabilities") assessed against or otherwise incurred by you arising from your actions or omissions, violation of any laws, rules, regulations, or ordinances, and violation of any terms and conditions of this website. The company will notify you promptly of any such claims or liability and reserves the right to defend such claim, liability, or damage at your expense. You shall fully cooperate and provide assistance to us if requested, without any cost, to defend any such claims.
